House Affordability Calculator

House Affordability Calculator

Luke Loan Officer

Start with the mortgage payment you can afford to determine how much house you can afford

+ Loan terms (optional)

Maximum Home Price


With a $1,800 payment and $0 down you can afford a maximum house price of $300,826 with these loan terms.

About Your Maximum Home Price

Your maximum home price is calculated by looking at the maximum mortgage you can afford, your loan terms and your Principal, Interest, Taxes and Insurance (PITI).

Once you know how much house you can afford, be sure to look at your loan's amortization schedule here.

BeSmartee TipTip: Don't overlook PITI when determining what you can afford each month. For example: if you can afford $2,400 per month, this must include your principal, interest, AND taxes and insurance.